As a small business owner, planning for retirement can be a challenge, but it’s essential in order to secure your financial future. This guide explores the best retirement savings options for self-employed individuals, including the Solo 401(k), SEP IRA, and SIMPLE IRA. We’ll break down the key differences between these retirement plans to help you understand which option is right for your business. Additionally, we’ll provide tips on how much you should aim to save for retirement to ensure that you can build a stable and prosperous future while running your business. With the right retirement strategy in place, you can enjoy the benefits of both business success and personal financial security.

Managing stock options—whether Incentive Stock Options (ISOs) or Non-Qualified Stock Options (NSOs)—can be a critical part of your compensation package, especially in the tech industry. This guide breaks down the key differences between ISOs and NSOs, helping you understand which type of stock option you have and how to make the most of them. Learn when to exercise your stock options, the tax implications of each type, and strategic tips for maximizing their value. With this information, you’ll be better equipped to navigate the complexities of stock options, make informed decisions, and optimize your financial future.

This blog offers essential guidance for entrepreneurs and business owners on the importance of separating personal and business finances. It explains how this separation can protect personal assets, streamline tax filings, improve financial decision-making, and build business credit to set the foundation for long-term growth and success.

As the year wraps up, entrepreneurs can maximize their financial success by taking strategic steps to optimize taxes, manage cash flow, and plan for 2025. This blog outlines 15 essential year-end financial planning tips, including tax-saving strategies, retirement planning, and business goal setting to ensure a strong start to the new year.

Dive into the basics of equity compensation, including essential terms and concepts to help you start leveraging your stock options, RSUs, and more. Perfect for newcomers eager to understand how to benefit from their company’s stock offerings.

Explore how to navigate complex tax issues associated with equity compensation, including strategies for dealing with Alternative Minimum Tax (AMT) and the potential benefits of making an 83(b) election.

Discover how to integrate your equity compensation into a broader financial plan, including tips on balancing diversification, liquidity needs, and tax planning to enhance your wealth-building strategy.

Understand how the type and value of equity compensation can change as your company evolves from startup to public entity, and how to adjust your strategy to maximize your benefits throughout each stage.

This post offers advice on the optimal timing for exercising stock options to minimize taxes and maximize financial outcomes. It includes a framework for making informed decisions based on personal finance goals and market conditions.

A deep dive into the 83(b) election, explaining its benefits, risks, and how it can potentially save or cost money depending on the circumstances. It includes real-world scenarios to illustrate when it might be advantageous to file.

This blog delves into how various types of equity compensation (RSAs, ISOs, NQSOs, RSUs) are taxed. It provides tips on managing tax liabilities and highlights the importance of consulting with a tax professional in order to maximize the value of your stock options and restricted stock.

This post breaks down the fundamental terms related to equity compensation, such as exercise price, vesting schedule, and expiration date. It helps readers understand these key concepts and how they impact their financial planning journey.